You Don’t Get Out of Debt by Accident—Choose Your Hard

❓⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠



Ken Coleman and Jade Warshaw answer your questions and discuss:


“I feel let down by my husband’s spending habits?”

”We’re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?”

“I keep going deeper into debt because of my spending habits”

“Our home mortgage is 40% of our income, should we refinance?”

“How do I talk to my in-laws about the $48,000 my wife owes them?”

“We offered $24,000 for our daughter’s wedding, they want to spend half of it on the wedding and keep the other half”

“How are we supposed to pay $2459 for health insurance premiums?”

“Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?”

“What’s the difference between sinking funds and recurring expenses?”

“My wife thinks I’m jumping the gun by getting life insurance for a baby we are planning for”

“We’re $176,000 in debt, should we sell our cars?”

“How do I pay off debt and plan for the future as a single mom?”

“My mortgage has a balloon payment, how do I pay this off?”


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