📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

After every Christmas, I sit down and make five simple lists that help me reset my mindset, my money and my priorities for the new year. So[JS3]  today, I’m going to share those with you to help you stay focused, have peace, and be ready to start 2026 strong.



Next Steps:

🎥 Watch my video Create Your First Budget in 5 Simple Steps.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:  


Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. 


 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices