How did a system that was meant to make access to university more equitable end up burdening students with the very $100,000 degrees John Howard promised Australia would never have? Jane Lee and Matilda Boseley talk to the Labor-appointed architect of the higher education contribution scheme to understand why student fees were introduced, who benefited and how he wound up at a dinner party where guests were planning to burn an effigy … of him. In part three of Who screwed millennials? we hear from economist Prof Bruce Chapman, Guardian Australia editor Lenore Taylor, university historian Julia Horne, VicWise founder Manorani Guy and education reporter Caitlin Cassidy to trace the dozens of ideological changes over decades that transformed the nature of our university system